All you need to know about car rental and credit cards

It’s quite logical that you use your credit card to pay for flight tickets, your accommodation and the rental car. But did you know that you must have a personal credit card to get the rental car at your destination? We are happy to explain why.

Do you need a credit card to rent a car?

Yes, if you want to rent a car, a credit card is required to pay the deposit for the rental car. And not just any credit card, but a credit card in the name of the main driver. So no, not the one of a family member or a good friend. It is important that you have enough money on the card so that the deposit amount can be reserved on it. Tip: check the validity and spending limit of your credit card well before your holiday. Without a valid credit card you will not be able to pick up the rental car.

Would you like to rent a car but you don't have a credit card?

Don't worry, we offer two options to rent a car without a credit card. The first is our unique No Deposit service. Through the filter menu you can immediately see if and at which cars this is possible at your destination. If you choose the No Deposit service, we vouch for you. You do not have to pay a deposit at the destination. The second option is to pay the deposit in cash, at some rental cars this is possible. You can also filter this when searching for a suitable rental car. Convenient!

Can I rent a car with someone else's credit card?

No, you may not pay the deposit with someone else's credit card. This can only be done with a credit card in the name of the main driver. But do you want to pay the rental car to us with someone else's credit card? That is allowed. As long as you bring a credit card in the name of the main driver when you pick up the car!

Why do you have to pay the deposit for the rental car with your own credit card?

With the credit card in the name of the main driver, the local car rental company has an extra guarantee about the identity of the car renter. After all, you are getting an object that represents a considerable value. The deposit is for the local car rental company in case of damage, theft, fraud or negligence.

Tip: make sure you have enough money for the deposit to be collected or reserved. During the search for a suitable rental car and in the rental conditions you will find the amount of the deposit. This can differ per rental car.

Which costs can be charged to your credit card?

The credit card you use to pay the car rental does not have to be the same card you use to pay the deposit on the spot (as long as the credit card you use to pick up the rental car is in the name of the main driver!) Only the rental fee will be charged on the credit card you use to pay for your booking. If you cancel the rental car the cancellation costs will also be charged here. Costs can be charged on the credit card used to pay the deposit on the spot. For example, your booked GPS, child seat, damage or toll or fuel costs.

Can you rent a car with a prepaid credit card?

A debit or prepaid credit card does not provide enough security for the local car rental company and is therefore not accepted to pay the deposit. Furthermore, it is not possible to get a refund on a prepaid credit card. If the fleet provider wants to refund your deposit after the rental period, it cannot be transferred. Not very handy!

What is the difference between a credit card and a debit card?

A debit card sometimes gets confused with a credit card. A credit card number consists of 16 digits and it is possible to be overdrawn on the card. Moreover, the local partner can both charge and refund on a credit card. This is not possible with a debit card. A debit card or a prepaid credit card must first be loaded with an amount of your choice. You can then use the card to pay up to that amount. This does not offer enough security for the local car rental company.

Paying for your reservation with a credit card

Although you will always need a credit card in the name of the main driver for the deposit of the rental car, you can pay the rental price with any credit card you like. This does not necessarily have to be in the name of the main driver. Please note that a PIN code or two-step verification is always required when paying the rental fee. This means that it is not enough to just fill in your credit card number and CVC code, you will also be asked for a pincode. If you pay via your mobile phone, this can also be a fingerprint or an app. These are a few extra steps, but safety first!

The online payment with your credit card still does not work? Then have a look at our page about credit card payment problems. There we have gathered all the information for you!

Now you know everything about credit cards and car rental. It simply cannot go wrong anymore!